Top 10 Online payment apps in India (latest Update) 2019

Online payment apps

Hey ! are you looking for online payment app to pay online bill ?

In 2019 Indian govt continuously more aware in term of online payment and start making cashless India, and in that the question arises.

Which is the best app for online payment to pay bill payment and used as a wallet?

Here in this article, you will know the best online payment apps through which you can make payment and pay your household bill securely with these online payment apps.

Best Online payment apps and UPI wallet :

1. Paytm

Paytm is the largest e-commerce online payment app which was launched in the year 2010, after the 9 yr of the app launched paytm covers the most shares in India having the parent organization named as One97 communication.

With the help of paytm you can pay your household bill, book movies ticket, bus ticket, airplane ticket, order food and many more option available which will accept paytm.

Features of Paytm :

1. Paytm wallet

With the help of paytm wallet, you can use your paytm app as a wallet by which you can pay any bill payment online as well as book any tickets.

2. Add Bank Account

Paytm gives you an offer to add your bank account or paytm will create a new bank account if you don’t have one. Through bank account linked you can easily send or receive payment online, you have the option to check passbook and many more option better than an offline bank account.

3. Exciting Offers

Paytm gives us a regular offer to pay the bill and with any transaction that done in the paytm app.

4. Cashbacks

In term of cashback paytm gives cashback on every bill payment either its an electricity bill or buying gold.

5. UPI Transfer

Paytm comes with new UPI bank transfer technology by which you can send money through UPI ( Unified payment Interface) directly into the receiver bank.

After all, paytm is the largest app having a trusted user base of 100+ million so if you want to do online payment then you surely use this.

Install: Paytm

2. Phone Pe

Phone Pe is another online payment and bill app which is launched in December 2015 in the Bengaluru, It also gives service to pay bills, book tickets, pay taxes, insurance, gas, recharge mobile and many more with phone Pe.

Features of Phone Pe :

1. Offers and Cash-backs

Online payment app which was giving a high amount of cash back and offer the user automatic attract with that app, In terms of phone pe here, you will get the latest offer on the offline merchant, online merchant and with the app itself. If you want more cashbacks then Phone Pe is a great option.

2. UPI

Same as Paytm UPI payment, Phone pe also gives you the service of UPI through which you can end money through other UPI address.

3. Phone Pe wallet

Every reward and cashback is stored in the phone pe wallet you can use wallet money in online payment.

4. Easy for Mobile Recharge

Phone pe app makes mobile recharge more easy with there technology it only needs 3 steps to make mobile recharge.

5. Safe and Secure

Phone pe using new technology which will make your online payment very safe and secure with there certified data.

Install: Phone Pe

3. Amazon Pay

Amazon pay is the online payment app of Amazon launched in 2017 after the trend of online payment and shopping. Amazon decided to launch an internal application which will do the online payment of recharge, bill payment and pay to external merchants.

Feature of Amazon pay :

1. Great Offer

Because of the new launching of Amazon pay in Amazon gives user best offers from external merchants in bill payments, shopping, and different food outlets to make visible to the market.

2. Gift card & Cash backs

Amazon pay will give cash back as in the form of a gift card which is non- transferable but it can use in the shopping and bill payment.

3. Auto reload option

Amazon pay will automatically reload your money through a bank in the Amazon wallet for pay if you set up.

4. External Merchant

Advantage of the biggest e-commerce website amazon all external merchant will be the part of Amazon pay and give the user the best offers to use their option.

5. Easy to use

While shopping on Amazon it’s quite easy when amazon pay is launched with Amazon pay user will pay the price with one click after they will do KYC in their account

6. Safe and Secure

Most secure payment app from the biggest e-commerce website amazon you can trust and make payment through many methods

Install: Amazon

4. Google Pay (Tez)

Google pay is the online payment app which is developed by Google In terms of the safe and secure transaction through bank to bank as a UPI payment.

Features of Google Pay

1. Bill Payment

Google pay gives you the option to pay bill online with one click payment will transact through the bank there is no wallet as paytm.

2. Offers

With every transaction of payment, you will get a scratch card in which cashback will disclose after scratching the card.

3. Security

Google developed google pay that payment security has no question it is a trusted app from Google.

Install: Google Pay

5. Niki (online payment app)

Niki app is the new and different apps of online payment in which you can pay your bill and recharges and many more things but Niki app has a different interface from other it means you have to do chat and make payment.

Feature of Niki app :

1. Chat and Payment

You have to do chatting or ask Niki to pay electricity bill payment, do a recharge like that.

2. Offers

Especially for the new offers, the Niki app is famous for Niki app is attached with the Amazon and many more bigger e-commerce websites to make offers with them.

Install: Niki

6. PayZapp

Pay Zapp is also be used to pay the bill through credit and debit card pay payZapp is from HDFC bank which is more secure with there terms and condition user will make online payment of bills, recharges, etc.

Features of Payzapp :

1. Fast and Secure

With the Payzapp you can enjoy the most secure way of payment online send money without any hesitation and insecurity

2. Best Offer

In Terms of the offer, Payzapp app gives instant cash back when you do any transaction to the bill payment or any mobile recharge.

3. Ease to Use

A simple and great interface including app.

Install: PayZapp

7. Free Charge

The free charge is the same popular app as Paytm which is the simplest and fastest way to make any payment online in prepaid mobile or any DTH, It also contains a wallet in which you can add your money through the bank.

Features of Free charge :

1. Promo code

The free charge is popular for its promo codes by which it will give you a discount on any recharge or payment.

2. Wallet

Safe and secure wallet option where all the cashback and withdrawal money handle safe and securely.

3. Popular

On every outlets and shop, you will get the QR code to make payments so you will not have any problem regarding the online payment.

Install: Free Charge

8. BHIM app

BHIM is the Indian mobile payment app which is basically a UPI app which can transfer funds through other BHIM upi id every user have different user BHIM ID. It was launched by the Indian government prime minister on Dec 2016.

Features of BHIM app :

1. Pay Bill

You can pay your bill though bank account in easy method

2. Safe and Secure app

With the certified govt launched the app BHIM is safe and secure in the payment.

3. Offer

When you paying an online bill or transfer money to make cashless India that app gives you offers.

Install: BHIM UPI

9. Ola Money

Ola money is also a great app but you have to recharge the wallet through credit and debit card which can be used everywhere like ola ride or buy accessories.

Feature of Ola Money :

1. Cabs bill

With the help of ola money, you can easily do the payment of ola cabs and from that, you can earn more cash back.

2. Wallet

Ola money having the safe wallet through which you can send and receive money into a wallet or in the account.

Install: Ola Money

10. Future pay

Future pay is the digital wallet for shopping in the big brand and make payment to get exciting offers and it will give you a loyalty card which you can redeem while shopping.

Install: Future Pay

Wraping up

These are the 10 best online payment and UPI apps through which you can pay your household bills, make DTH recharge and pay any bill it helps you to transfer the money to the bank to a bank transfer, It will help you to do online shopping as well use offline payment through many merchant websites.

Which online payment method you are using in India ?

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