Hey ! are you looking for an online payment app to pay the online bill?
In 2019 Indian govt continuously more aware in terms of online payment and start making cashless India, and in that the question arises.
Which is the best app for online payment to pay bills and used as a wallet?
Here in this article, you will know the best online payment apps through which you can make payment and pay your household bill securely using the UPI Payment method.
Best Online Payment Apps and UPI Wallet
These are the best UPI Money transfer App at a glance:
- Phone Pe
- Amazon pay
- Google Pay
- Free Charge
- BHIM App
- Ola Money
- Future Pay
Paytm is the largest e-commerce online payment app which was launched in the year 2010, after the 9 yr of the app launched paytm covers the most shares in India having the parent organization named as One97 communication.
With the help of paytm you can pay your household bill, book movie ticket, bus ticket, airplane ticket, order food and many more option available which will accept paytm.
Features of Paytm
1. Paytm wallet
With the help of paytm wallet, you can use your paytm app as a wallet by which you can pay any bill payment online as well as book any tickets.
2. Add Bank Account
Paytm gives you an offer to add your bank account or paytm will create a new bank account if you don’t have one. Through bank account linked you can easily send or receive payment online, you have the option to check passbook and many more options better than an offline bank account.
3. Exciting Offers
Paytm gives us a regular offer to pay the bill and with any transaction that done in the paytm app.
In terms of cashback paytm gives cashback on every bill payment either its an electricity bill or buying gold.
5. UPI Transfer
Paytm comes with new UPI bank transfer technology by which you can send money through UPI (Unified Payment Interface) directly into the receiver bank.
After all, paytm is the largest app having a trusted user base of 100+ million so if you want to do online payment then you surely use this.
2. Phone Pe
Phone Pe is another online payment and bill app that is launched in December 2015 in the Bengaluru, It also gives service to pay bills, book tickets, pay taxes, insurance, gas, recharge mobile and many more with phone Pe.
Features of Phone Pe
1. Offers and Cash-backs
Online payment app which was giving a high amount of cashback and offer the user automatic attract with that app, In terms of phone pe here, you will get the latest offer on the offline merchant, online merchant and with the app itself. If you want more cashback then Phone Pe is a great option.
Same as Paytm UPI payment, Phone pe also gives you the service of UPI through which you can send money through other UPI addresses.
3. Phone Pe wallet
Every reward and cashback is stored in the phone pe wallet you can use wallet money in online payment.
4. Easy for Mobile Recharge
Phone pe app makes mobile recharge more easy with there technology it only needs 3 steps to make mobile recharge.
5. Safe and Secure
Phone pe using new technology which will make your online payment very safe and secure with there certified data.
Install: Phone Pe
3. Amazon Pay
Amazon Pay is the another great money transfer and bill payment app that Amazon launched in 2017 after the trend of online payment and shopping increased. Amazon decided to launch an internal application that will do the online payment of recharge, bill payment and pay to external merchants.
Feature of Amazon pay
1. Great Offer
Because of the new launching of Amazon pay, Amazon gives user the best offers from external merchants in bill payments, shopping, and different food outlets to make visible to the market.
2. Gift card & Cash backs
Amazon pay will give cashback as in the form of a gift card which is non- transferable but it can use in the shopping and bill payment.
3. Auto reload option
Amazon pay will automatically reload your money through a bank in the Amazon wallet for pay if you set up.
4. External Merchant
Advantage of the biggest e-commerce website amazon all external merchants will be the part of Amazon pay and give the user the best offers to use their option.
5. Easy to use
While shopping on Amazon it’s quite easy when amazon pay is launched with Amazon pay user will pay the price with one click after they will do KYC in their account
6. Safe and Secure
Most secure payment app from the biggest e-commerce website amazon you can trust and make payment through many methods
4. Google Pay (Tez)
Google pay is the next online payment app which is developed by Google In terms of the safe and secure transaction through bank to bank as a UPI payment.
Features of Google Pay
1. Bill Payment
Google pay gives you the option to pay bills online with one-click payment will transact through the bank there is no wallet as paytm.
With every transaction of payment, you will get a scratch card in which cashback will disclose after scratching the card.
Google developed google pay that payment security has no question it is a trusted app from Google.
Install: Google Pay
Niki app is the new and different apps as compare to others in which you can pay your bill and recharges and many more things but Niki app has a different interface from others it means you have to do chat and make payment.
Feature of Niki app
1. Chat and Payment
You have to do chatting or ask Niki to pay electricity bill payment, do a recharge like that.
Especially for the new offers, the Niki app is famous for Niki app is attached to the Amazon and many bigger e-commerce websites to make offers with them.
Pay Zapp is also be used to pay the bill through credit and debit card pay payZapp is from HDFC bank which is more secure with there terms and condition users will make online payment of bills, recharges, etc.
Features of Payzapp
1. Fast and Secure
With the Payzapp you can enjoy the most secure way of payment online send money without any hesitation and insecurity
2. Best Offer
In terms of the offer, Payzapp app gives instant cashback when you do any transaction to the bill payment or any mobile recharge.
3. Ease to Use
A simple and great interface including the app.
7. Free Charge
The free charge is the same popular app as Paytm which is the simplest and fastest way to make any payment online in prepaid mobile or any DTH, It also contains a wallet in which you can add your money through the bank.
Features of Free charge
1. Promo code
The free charge is popular for its promo codes by which it will give you a discount on any recharge or payment.
Safe and secure wallet option where all the cashback and withdrawal money handle safe and securely.
On every outlets and shop, you will get the QR code to make payments so you will not have any problem regarding the online payment.
Install: Free Charge
8. BHIM app
BHIM is the Indian mobile payment app which is basically a UPI app which can transfer funds through other BHIM UPI id every user have different user BHIM ID. It was launched by the Indian government prime minister on Dec 2016.
Features of BHIM App
1. Pay Bill
You can pay your bill through bank account in an easy method
2. Safe and Secure app
With the certified govt launched the app BHIM is safe and secure in the payment.
When you paying an online bill or transfer money to make cashless India that app gives you offers.
Install: BHIM UPI
9. Ola Money
Ola money is also a great app but you have to recharge the wallet through credit and debit card which can be used everywhere like ola ride or buy accessories.
Feature of Ola Money
1. Cabs bill
With the help of ola money, you can easily do the payment of ola cabs and from that, you can earn more cashback.
Ola money having the safe wallet through which you can send and receive money into a wallet or in the account.
Install: Ola Money
10. Future pay
Future pay is the digital wallet for shopping in the big brand and makes payment to get exciting offers and it will give you a loyalty card which you can redeem while shopping.
Install: Future Pay
Wrapping up: Best Online Payment Apps
These were the 10 best online payment and UPI apps through which you can pay your household bills, make DTH recharge and pay any bill it helps you to transfer the money to the bank to a bank transfer, It will help you to do online shopping as well use offline payment through many merchant websites.
Which online payment method you are using in India? Let Me Know In Comment Section Below.